Deed Information for Loan Officers

By Arthur D. Smialek, Esq. Deeds can be distinguished by the types of warranties a grantor may provide and by the type of co-ownership that may be provided for in a deed.  A grantor is the person who is giving the title to the land.  The grantee is the person who is receiving the title. Warranties…

Title Q and A in Ohio.

By Arthur Smialek Our credit union member is refinancing his home, and his daughter claims to have power of attorney. Should I be concerned? Yes. You should be concerned at the time of the first contact. There are many types of documents giving individuals powers of attorney. Powers can be limited, unlimited, for healthcare, specific, general,…

You’ve Got Mail (and Title)

The following is an article reprinted with permission from The WWR Letter:  You’ve Got Mail (and Title) By: Matthew Young, Esquire  In most states, repair garages and places of storage have certain remedies where a vehicle remains unclaimed by its owner for a certain period of time. In Ohio, this period of time is fifteen (15) days or…