Member Co-Conspiracy in Fraud

The following is an article reprinted with permission from the Fall 2004 edition of The WWR Letter:  Member Co-Conspiracy in Fraud By: Robert Rutkowski, Esquire  Member calls concerning fraud seem to have jumped dramatically over the last few years. Technology plays a role both in creating fraudulent instruments as well as in taking advantage of Automated Clearing House (ACH)…

To “B” Or Not to “B”: Sending Adverse Action Notices

The following is an article reprinted with permission from the Fall 2006 edition of The WWR Letter:  To “B” Or Not to “B”: Sending Adverse Action Notices By: John B.C. Porter, Esquire   The Fair Credit Reporting Act (“FCRA”) requires creditors to give adverse action notices (“AAN”) to each consumer whose application has been denied in part due to the…

The Tiger or the Monkey?

Like many Discovery Channel junkies out there, I’ve been watching the Planet Earth series recently.  In HD, it is truly a sight to behold.  Now I’m old enough to remember  Mutual of Omaha’s Wild Kingdom shows from the ‘70s.  Those old shows had nothing on the Planet Earth series, yet Planet Earth certainly has its…